The Simple Guide to Budgeting

Budgeting is the place to start if you are looking for financial freedom. Everything in personal finance can be achieved through a good budget. However, many people looking for financial freedom are unfamiliar with how to budget correctly and effectively and thus often fall short of the goals they have set. In this article, you will …

Cash or card? The Pain of Paying

Recently I watched a video on the pain of paying by my favourite behavioural economist, Dan Ariely, which I was watching just because of my interest in the subject of behavioural economics. However, I quickly realised that this was a concept that would translate very well towards a personal finance discussion and so decided to read …