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Discuss Personal Finance Forum
Kids - Printable Version

+- Discuss Personal Finance Forum (https://discusspf.com)
+-- Forum: Personal Finance Forums (https://discusspf.com/forum-4.html)
+--- Forum: General Personal Finance Forum (https://discusspf.com/forum-9.html)
+--- Thread: Kids (/thread-182.html)

Pages: 1 2 3


Kids - ghost - 04-02-2018

People always say they break the bank. Have you found this to be true? Has having kids impacted your personal finances/plans negatively? Or have you held off having kids because of this belief?


Kids - lovely - 04-03-2018

I believe it is natural for one needs or expenses to shoot up whenever there's an additional mouth to feed,the expenses of the home can't remain the same with the birthing of kids and maybe adding more kids to the already have ones and of course the impact will be on the negative where the family income is concern,so the best bet is to have he number of kids one can really cater for conveniently without breaking the bank or going broke.


Kids - InMyOpinion - 04-07-2018

A study found that one thing the poor do that the rich don't is have kids at a young age. As @lovely stated, it's natural for expenses to increase dramatically when there is a child. When you are responsible for another life, you are responsible for their health and well-being. That means that you need to buy a lot of stuff for your child to keep them healthy and well. You'll now need to add diapers, clothes, stroller, car seat, crib, soother etc to your shopping list which can get very pricey.

I feel though no one ever truly feels ready financially for a child it is very important to plan smart financially when you decide to start a family. Make sure you're able to support the child and always have a backup plan. Remember, you are responsible for the life, health, and well-being of that child, your child shouldn't have to go without so make sure you are able to ensure that they won't have to go without.

I don't have any kids of my own, however, I do have a lot of friends who do have their own families and I do know that they have had to sacrifice a lot to come up with money in order to support their child.

I would say a word to the wise, don't have any kids until you are debt-free (other than mortgage debt). You don't want to bring a baby into the world when you can't support your own living habits. Make sure that you do have some savings before having a child. The amount to save before having children is completely up to you but I would suggest to have at bare MINIMUM 6 months worth of essentials saved up.


Kids - Sweerie_banana - 04-10-2018

Hi everyone? Starting a family means committing to a new lifestyle. A little planning can go a long way towards helping you remain in control of your financial destiny. The first step in preparing your finances is creating a spending plan with an eye on trimming expenses, and existing debts.


Kids - Kayel - 04-25-2018

Having kids greatly impact our financial lives but I/we rather (hubby and I) never took it as a negative. When we started up as a family we know this will happen and we committed in providing for them and saving up for their future.


RE: Kids - jyy - 06-02-2018

It depends on how well you manage your money and there are some pros. I mean, kids have smaller bodies, so I'd assume they'd eat way less. But anyway, food isn't the only problem. There is toys, well they can be bought wisely, and there is a college education, maybe a private school one, and that can be a problem.


RE: Kids - NoviceNinja - 06-02-2018

Having kids is expensive but rewarding. I am not saying this from my experience, just from experiences of my friends and other family members. When you start having kids, it's like having an extra mouth to feed, etc. That is why it is the best advice to start a family when you firmly believe that you are financially ready. You have to take into consideration the future, their education, personal needs as they grow up, and a lot more.

But those expenses never outweigh the benefits of having a new family member. Having people in your life that you can spend valuable and quality time with, someone to support you when the going gets tough, see them grow up and achieve their dreams. It's absolute happiness, they say. Never hinder yourself from starting a family only because of the cost that it might bring.

There's a saying that goes, "He is so poor, all he has is money." Think about it, in this life; nobody wants to die alone.


RE: Kids - whitesno - 12-17-2021

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RE: Kids - whitesno - 12-24-2021

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RE: Kids - whitesno - 03-05-2022

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